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Mobile Money During a Pandemic: Emerging Issues in Digital ID

– Strathmore University Centre for Intellectual Property and Information Technology Law (CIPIT)

  • Report
  • Posted by Good ID team (Good ID)
  • 17 August 2020

The researchers at Strathmore University’s Centre for Intellectual Property and Information Technology Law (CIPIT) explore the use case of digital ID for mobile money services

The CIPIT researchers note the past few months have provided a useful case to study, as mobile money transactions have increased during the COVID-19 pandemic.

“In the wake of COVID-19, the use of contactless payments rather than banknotes and coins is being encouraged to limit the spread of COVID-19, which can survive on surfaces for certain periods. This has led some governments, regulators and mobile money providers to adopt measures that encourage the use of mobile money.”

The researchers analyze justifications, data involved, risks involved and Good ID principles that can be applied to the use case of digital ID for mobile money.

Mobile money offers a relatively secure alternative to cash in the fight against COVID-19. The collection, storage and sharing of customer data enhances the provision of the service and can provide an opportunity for financial inclusion. The digital ID involved is deserving of proper governance so as not to be misused

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